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Why am I getting calls regarding the NOD?

Depending which state you are located, within few days of NOD being recorded against your property it will show up in various platforms. Different states have different rules. California has the following rule:

Once a Notice of Default (NOD) gets recorded, it enters pre foreclosure stage.
In CA, it is not required to record rescissions (cancellations) of NODs, therefore it can not be tracked unless, it is sold to another party or a Notice of Trustee Sales has been recorded against the property.

You may have already settled the debt with the lender but because it is not a requirement to record cancellation of NOD, unfortunately your property will show up when ever someone is searching for NODs. Most reputable platforms remove the names from the list within 180 days of recoding date.

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Posted in: Short Sales Tagged: #NOD, #shortsale

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